Do you have a Colorful Floral Sugar Skull Glitter And Gold T-Shirt decent job? You might pay $300 month for a health plan and your out of pocket max for the year might be like $5000. The thing is though, most equivalent jobs in Europe and Canada pay way less. I know my company, my position pays like $20k less in Canada and the UK. Poor folks have Medicaid where everything is covered (at least my state). The ones who get fucked are in-between. It’s a decent amount of people but not as many as Reddit would like you to believe.
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My husband and I have Colorful Floral Sugar Skull Glitter And Gold T-Shirt decent jobs, we pay $1634 a month for a family of five and it comes with a $2,000 deductible per person and a $15,000 OOPM. It’s not terribly difficult to hit that OOPM with 5 people, either. Here’s the thing. It is immoral to make anyone make that choice. If you don’t understand that then you are naive and fortunate. I don’t get my perception of widespread shitty health insurance plans from Reddit. I get it from my experience and most of the people I know.
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